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Canvas & Compass Travel

 

Canvas & Compass Travel

Insurance

Being prepared is a scouting way of life…

Canvas & Compass Travel

Travel Insurance

Canvas and Compass cannot stress enough the importance of purchasing travel insurance as soon as you financially commit to any of your travel arrangements. You need to make sure that you read all the small print of the policy to ensure you have enough protection and are fully covered for any eventuality.

Unity Insurance

We recommend that you contact UNITY INSURANCE as they have developed insurance policies specific to the needs of Scouts and Guide groups whether they are camping in the UK or going on an overseas adventure.

One of the special features of their Scout Travel Insurance policies is that you will be covered for all recognised Scouting activities.

Why should you get travel insurance?

Travel Insurance can seem like a boring and unnecessary item on your pre-travel to-do list – why spend money protecting yourself against a travel disaster which may never happen? However, expensive travel disasters, such as cancellation, medical emergencies or lost possessions, can strike at any time, whether you’re popping over to Europe for a long weekend or travelling the world for a few weeks. That is why travel insurance is such a vital purchase before you depart for a trip.

To ensure you understand the true benefits of a travel insurance policy, we have outlined the main sections below:

Cancellation

This section of cover begins from the second you pay your premium when buying a Single Trip policy, and from the start date that you choose when purchasing a Multi Trip policy. Cancellation cover can step in to cover pre-paid costs, for things like accommodation, transport and car hire, that you cannot recover from any other source (e.g. your tour operator) in the event that you cannot go on your trip. The section will cover cancellation for a number of reasons, but it is important that you read your policy wording for full details.

Emergency Medical Expenses and Repatriation

Injury or illness is inconvenient at the best of times but imagine needing emergency medical attention abroad – you may not be able to communicate with doctors, and will most likely have to pay for your treatment. This is where a medical expenses section can help you, as they will consider emergency medical bills up to £10,000,000 on many policies, including the cost of getting you back to the UK if medically necessary.

Personal Possessions, Travel Documents and Gadgets

Some of the most common and annoying holiday disasters involve personal possessions, such as delayed baggage, lost passports and damaged gadgets. These policy sections can cover the costs of these problems, but you must check the cover to ensure the policy limits are enough to cover the items you are taking abroad. If you want cover for gadgets, make sure this is covered as standard on your chosen policy, otherwise, you can add the cover as an extension on the options page of the quote process.

Activity Cover

Most of the group will participate in activities whilst your away. You must ensure you are covered for these activities, otherwise, you could face expensive bills if anyone is injured whilst participating.

Legal Advice

Just in case you need to seek legal advice in relation to your trip, or you need help pursuing a legal claim in relation to your trip, most travel policies include a section dedicated to legal cover and advice.

Personal Accident

Thinking about what could go wrong on your trip isn’t the nicest pre-travel topic, but it’s important that your travel insurance includes cover for accidental death and disability, which will pay a set benefit if you die or are permanently disabled following an accident during your trip.